Finally reaching an agreement, but barely starting to pick up the pieces, the fiscal cliff has been avoided. But, according to Sheila Bair, former chair of the FDIC and current chair of the Systemic Risk Council had some insight for Ali.

She says, "The tax system is broken, the entitlement system is broken and we haven’t even gotten to immigration reform, infrastructure. There are so many problems that need to be addressed and we need a functioning government to deal with them and it takes so long just to get really small deals like this done."

her criticism wasn't just reserved for America's representatives. She had some respectful criticism for the president as well, saying, "We need to find a governing coalition in the country and the president, with all due respect, needs to reach out to Republicans instead of bashing or heckling them. […] The partisanship needs to stop. We need to govern not from the hard liners but the middle.”